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Paygos

Coupons & Loyalty

Consumers scan a QR code and upload a receipt.

Paygos validates the purchase and pays the reward.

Paygos consumer wallet showing a $25 cashback ready to redeem, a validated receipt and a paid coupon

Key Features

Consumer Coupons

Issue, track and validate digital and print coupons using consumer receipt uploads.

Loyalty & Incentives

Automate reward issuance based on promotional rules, budget thresholds and program requirements.

Secure Payments

Deliver rewards securely within 24–48 hours through multiple payment methods.

How It Works

Step 1: Discover & Activate

Access digital or printed offers through a QR code or dedicated URL, connecting consumers directly to a branded coupon or cashback experience.

Step 2: Submit Your Claim

Sign in or register, select the eligible offer, and upload a photo of the receipt as proof of purchase.

Step 3: Validate & Approve

Paygos automatically validates claims against offer terms and purchase requirements, routing eligible claims for payment and flagging exceptions for further review.

Step 4: Receive Cashback

Approved claims are paid securely via the designated payment method, with consumers notified when their cashback has been issued.

One Platform, Unlimited Programs

Continuous Consumer Engagement

Launch ongoing loyalty and cashback programs that keep consumers engaged with your brand. Members use one account to access eligible offers, submit claims and receive rewards across participating programs.

Example: Reward repeat purchases with ongoing cashback offers on selected products.

Multiple Programs, One Platform

Create and manage multiple loyalty and coupon programs simultaneously, each with its own offers, eligibility rules, budgets and payment settings. Scale campaigns across products, brands and markets without adding operational complexity.

Example: Run 10 distinct coupon campaigns simultaneously, each with its own offers, rules and budget.

Who It Serves

For Brands

Launch & manage campaigns
  • Flexible Campaign Setup

    Configure campaigns with offers, eligibility rules and program dates.

  • Unique QR Codes & Links

    Generate a QR code or URL per offer for packaging, print, email or social media.

  • Budget Controls

    Set budgets and pause claims automatically when limits are reached.

  • Approval Workflows

    Review and approve claims from a central dashboard.

For Consumers

Access & rewards
  • Simple Offer Access

    Open offers by QR code, link or the coupon web app.

  • One Account, All Rewards

    Manage all offers and rewards from one account and balance.

  • Easy Receipt Submission

    Capture or upload a receipt; key details are extracted for validation.

  • Fast Digital Payments

    Receive cashback by Visa, Mastercard or Interac, typically within 24–48 hours.

Security & Compliance

Fraud & audit controls
  • Payment & Privacy Controls

    Support payment, privacy and data-handling requirements by market.

  • Consumer Verification

    Email, phone and address verification to prevent duplicate accounts and fraudulent claims.

  • Automated Claim Validation

    Check receipt details and transaction IDs to detect duplicate submissions.

  • Financial Reporting & Audit Trails

    Transaction records, payment status and reports for reconciliation and audit.

Proven Impact

Coupons & Loyalty Results

  • 75% faster payment processing with automated validation.

  • 90% fewer budget overruns with spending limits and approval workflows.

Calculate Your ROI

Results at a Glance

75%Faster processing
2 daysAverage payment time
100%Validated

FAQs

Each offer is assigned a unique QR code and associated dedicated URL that can be distributed across multiple channels, including product packaging, in-store promotions, print, email and social media. Consumers simply scan the QR code or visit the link to access a branded digital coupon or cashback offer through the Paygos platform.

Consumers upload a photo of their purchase receipt through the Paygos platform. Using Optical Character Recognition (OCR), Paygos automatically extracts key transaction details, including retailer, purchase date, products and amounts. The platform validates the information against offer terms and purchase requirements, identifies eligible claims for payment and flags exceptions for further review. This automated process streamlines claim processing while helping ensure accuracy and program compliance.

Once a claim has been validated and approved, cashback is typically issued within 24–48 hours. Consumers receive notification when their payment has been processed, providing a fast, transparent and convenient redemption experience.

Paygos supports multiple payment methods, including Visa, Mastercard, Interac and EFT. Payment options can be configured based on program requirements, consumer preferences and geographic markets. Additional payment methods and digital payment providers can also be accommodated to meet specific program needs.

Paygos employs multiple layers of fraud prevention and claim validation to protect program integrity. Consumer information is verified to identify and prevent duplicate accounts, while OCR technology extracts and validates receipt details, transaction identifiers and purchase information to detect duplicate or ineligible submissions. Configurable program rules, transaction monitoring and budget controls provide additional safeguards, automatically flagging suspicious activity and enforcing program limits. Exceptions can be routed for review before payment is issued.

Absolutely. Paygos enables manufacturers to create, launch and manage multiple coupon and loyalty campaigns simultaneously, each with its own offers, eligibility criteria, budgets and payment configurations. All campaigns are managed through a centralized platform, while consumers benefit from a consistent experience and a single account across participating programs.

Paygos follows a structured implementation process designed to accelerate deployment and minimize disruption to existing operations. Our team works with you to define requirements, configure programs, establish integrations, test workflows and launch. Implementation timelines are based on program complexity, integration requirements and business needs, with clear milestones established at the outset.

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